The Medical Services Plan of BC (MSP) covers you for services such as hospital and doctor’s visits. Residents of British Columbia are eligible and are required to enroll themselves in MSP.
The DC38 H&W Plan pays MSP premiums on behalf of the plan members, provided that the members are in good standing and their dependents have met the criteria outlined in the plan.
If you need to make a change to your MSP, such as adding or removing a dependent (including Baby Enrollment), making a name change, or updating your address, please print, complete, and return the following form to IUPAT DC38’s Burnaby office (do not send to MSP).
Duplicate MSP Coverage
Having duplicate coverage could cost you hundred’s of dollars without providing you with additional benefits! When an employer pays your MSP premiums it is considered income by the Canada Revenue Agency (CRA), and is therefore a taxable benefit that must be claimed as income on your tax return. If your spouse’s employer is paying for your family’s MSP, and DC38 H&W is also paying for your family’s MSP, your family will be taxed twice by the CRA.
Contact us as at 604-524-8334 as soon as possible to discuss your duplicate coverage.
Fair PharmaCare Plan
Fair PharmaCare is a provincial income-based program, designed to provide fair access to coverage for prescription drugs. The plan works for both low income families (the lower your income, the more assistance the government will provide toward your eligible drug costs), and for those families who might not be considered low-income, but have high drug costs.
Even if you don’t fall into either of those categories, it’s still a good idea to register now in the event that your situation changes.
Please ensure you are registered in this plan.
Learn more about Fair PharmaCare on its website, or view this info sheet provided by Pacific Blue Cross.